Scheduled loan payments of $436 due in 6 months and $407 due in 15 months are rescheduled as a payment of $586 due in 33 months and a second payment due in 45 months. Determine the size of the second payment if interest is 3.9% compounded annually and the focal date is 45 months from now.

The size of the second payment is $_____.

(Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places asneeded.)