Sean wants to determine his current debt safety ratio. His monthly take-home pay is $4,000. He compiled the following monthly loan payment information: Type of Loan Payment Amount Auto $700 Student 100 Credit cards 200 House mortgage 1,500 Total $2,500 and include his house The total monthly loan payments figure Sean will use when computing his debt safety ratio is $ mortgage. Sean's debt safety ratio is % and considered Sean's debt safety ratio changed to 20%. His take-home pay must have or his monthly loan payments must have .. Lenders may now be willing to give him a loan than they were before this change. How can periodically computing one's debt safety ratio be useful? Check all that apply. It can influence decisions whether to return to school, if a loan will be needed to pay for it. It can influence decisions about looking for a higher or lower paying job. It can serve as an early warning system of approaching financial trouble, providing time to take preventive measures