1. Securities Law and Antitrust Cases in the News
2. Onthe Internet or other news source and find a case that involves a violation of Federal Securities law or Antitrust law. Insider trading, securities dealer fraud, pricefixing,and corporate mergers are fertile areas and usually involve high profile corporations or individuals.
4. Identify the parties, givea brief summaryof the facts and the issues, and identify which statute isallegedly beingviolated. Tell us the status of the case. Explain why this is newsworthy.

1. A Consumer Complaint
2. The Consumer Financial Protection Bureau (CFPB) was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace, including rooting out unfair, deceptive, or abusive acts or practices, enforcing anti-discrimination laws in consumer finance, and taking consumer complaints. Write a complaint to the CFPB about a real or fictitious unfair,deceptive,or abusive act or practice, or discrimination against you by a financial institution. Write out the information about your complaint.

Document:

Write a complaint to the Consumer Financial Protection Bureau (CFPB) about a real or fictitious unfair,deceptive,or abusive act or practice, or discrimination against you by a financial institutionby answering each of the questions.

1.Datesubmitted(For example, 05/25/2018):

2.Product (Identify the type of product. For example, "Bank account" or "Student loan."):

3.Sub-product (Identify the type of sub-product. For example, "Checking account" or "Private student loan."):

4.Issue (Identify your issue. For example, "Managing an account" or "Struggling to repay your loan."):

5.Sub-issue (Identify your sub-issue. For example, "Deposits and withdrawals" or "Problem lowering your monthly payments."):

6.Consumer complaint narrative (Your description of "what happened." Tell your story in detail.):

7.Company response (Did you complain to the company? If so, what was the company's response? For example, "Company believes complaint is the result of an isolated error."):

8.Company (Name the company. For example, "ABC Bank."):

9.State (Your state):

10.ZIP code (Your mailing ZIP code):

11.Consumer consent provided? (Do you opt in to publish your complaint narrative in the CFPB database? It will be anonymous.):

12.Submitted via (How the complaint wassubmittedto the CFPB. For example, "Web" or "Phone."):

1. So,You WantToBe Your Own Boss
2. Complete the three sections of thisdocument.

Document:

There are nine factors to consider when choosing the kind of business entity that suits your needs.

1.Industry-What industry will you be engaged in? Consider that some industries are heavily regulated. What licenses and permits will your businessrequire?

2.Ownership-How many owners will you have and what will be their level of involvement in the business? Consider whether owners wish to be actively involved or want to be passive investors with limited authority,responsibility,and liability. Who will the owners be - individuals or other business entities?

3.Management Structure-How will you manage the business? Considerwhether all owners have a say or will you limit management participation by some owners?

4.Skills- What skills are needed to start and carry on the business that you cannot provide? Consider: Are other people available to supply those skills and will they want to own part of the business?

5.Capital Structure-What is your ability to attract capital and what is the capital structure of the business-equity or debt? Consider: How many investors will you have and to what extent will you finance your business by equity investment or borrowing?Investors and lenders may attach conditions to giving you their money, such as ownership or security interests in the business's assets. Regardless of your entity choice, a bank or other commercial lender will want your personal guarantee of the loan.

6.Personal liability-What will be your personal liability for the business's financial obligations to lenders, customers, vendors and other third parties?

7.Taxation-How will your business be taxed?

8.Transfer of Ownership-How easy will it be to transfer ownership to family members or a purchase of your business?

9.Complexity-How complex is the process of forming the entity and of remaining compliant with laws and regulations?

Read this scenario and answer the questions in each of the three sections below.

You have been withBigBiz, Inc. for several years now, in manycapacities, working your way up to project manager, the last step before becoming a division manager. That is too long to wait and there isa lengthy lineahead of you. Most of your experience has been in food services, most recently catering. You believe there is a market for an independent catering and event planning business in your region. You do not have a non-compete agreement withBigBiz, so you are free to seek businessifyou do not useBigBiz'sclient list or, for the next year, hire away employees who have worked under your management. You have already lined up customers and plan to expand rapidly over the next five years and grow a business that you maysellor pass on to your children. You are married with three pre-teen children. Beyond these facts, which you must include in your discussion, you may make up your own assumptions in response to the assignment questions.

With respect to your proposed business venture, complete the following three sections.

1. Response to each of factors 1 through 5.

1.Industry:

2.Ownership:

3.Management Structure:

4.Skills:

5.Capital Structure:

2. Applying the facts you are given in theaboveand your responses to factors 1 through 5, write an outline of entity options. For each business entityoptionlisted below, briefly answer factors 6 through 9:

Sole Proprietorship

oPersonal liability:

oTaxation:

oTransfer of Ownership:

oComplexity:

General Partnership

oPersonal liability:

oTaxation:

oTransfer of Ownership:

oComplexity:

Limited Liability Company(LLC)

oPersonal liability:

oTaxation:

oTransfer of Ownership:

oComplexity:

"Subchapter C" Corporation

oPersonal liability:

oTaxation:

oTransfer of Ownership:

oComplexity:

"Subchapter S" Corporation

oPersonal liability:

oTaxation:

oTransfer of Ownership:

oComplexity:

3. In one paragraph,stateyour choice of business entity witha brief summaryof the reasons you chose it: