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Select the answer which best (and most accurately) completes this sentence: A person is uninsured, and then they receive a diagnosis of multiple sclerosis.They immediately

Select the answer which best (and most accurately) completes this sentence:

A person is uninsured, and then they receive a diagnosis of multiple sclerosis.They immediately enroll in health insurance through their employer.This is an example of ________________-

a. ex post moral hazard

b. ex ante moral hazard

c. adverse selection

d. advantageous selection

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