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Self-Service Technologies (SSTS) have led to a reduction of and in some instances a complete elimination of person-toperson interactions. However, not all SSTs improve

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Self-Service Technologies (SSTS) have led to a reduction of and in some instances a complete elimination of person-toperson interactions. However, not all SSTs improve service quality, but they have the potential of making service transactions more accurate, convenient, and faster for the consumer. With the foregoing statements in mind, evaluate the wisdom of introducing SSTs by banking institutions and conclude by commenting on reasons for slow adoption of SSTs in South Africa.

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