Shaan and Anita currently insure their cars with separate companies, paying $1,030 and $765 a year. If they insure both cars with the same company, they would save 10 percent on their annual premiums. What would be the future value of the annual savings over 8 years based on an annual interest rate of 5 percent? Use Exhibit 1-B. (Do not round intermediate calculations. Round FVA factor to 3 decimal places and final answer to 2 decimal places.) Future value