Shiraz deposited $$500$ at the END of each year for $18$ years in a savings account. If the account

paid $5\%$ interest, compounded annually, use Table $12-1$ from your text to find the future value

of his account.

$$12,822\mathrm{.}71$

$$12,920\mathrm{.}19$

$$14,066\mathrm{.}19$

$$15,452\mathrm{.}83$

Your bank pays $8\%$ interest, compounded quarterly. Use Table $12-2$ from your text to find how

much you should deposit now to yield an annuity payment of $$1,300$ at the BEGINNING of

each three months, for $2$ years.