1. Show the steps in an excel file
   1. The model should include an inputs box to allow the user to change the parameters of the loan. The inputs are:
      1. Property value (expressed in dollars): assume $250,000
      2. Down payment (expressed in percent): assume 20% and include spin button to change the percentage in increments of 5 percentage points
      3. APR (expressed in percent): assume 6.8% and include spin button to change APR in increments of .1 percentage points.
      4. Number of years: Assume 30 years and include option button to accommodate for a 15 year, 20 year, and 30 years.

5. Payments per year: assume 12 monthly payments
6. Extra monthly payment (expressed in dollars): assume $0 but it has to work for any amount I choose when I grade your model
7. Loan origination fee (expressed in percent): assume 0.07184% of loan amount
8. Processing fee (expressed in percent): assume 0.19971% of loan amount
9. Underwriting fee (expressed in percent): assume 0.25718% of loan amount
10. Title service fee (expressed in percent): assume 1% of loan amount
11. Survey fee (expressed in dollars): assume $350
12. Appraisal fee (expressed in dollars): assume $200
13. Government recordation fee and transfer taxes (expressed in dollars): assume $50
14. Property insurance (expressed in dollars): Assume $50 per month for every $100,000 of home value.