Siefani Cerman, a 40 year-did woman, plans to retire at age 65 , and she wants to accumulate $420,000 over the next 25 yoars to supplement the retirement programs provided by the federat 50% bonds. Sietani currentiy has $32,620 that at as annual rate of return 6% will grow to about $140,000 by her 65 th bithdiay (the $140,000 figure is found using time value of money techiques, Chapter 4 Appendax.) Ssafani consults a financial advisor to dotermine how mach money she should save each yoar to moet her rotiroment sovings objective. The advisor solin Stetani that if she saves about \$18. 23 each year, she wil accumulane $1,000 by age 65 . Saving 5 times that amount each year, $91.15, allows Stefani to accumulate roughly $5,000 by age 65 . a. How much additional money does Siafani need to accumviale ovor time to reach hor goal of \$420,000? b. How much munt Stefeni save to accumulate the sum calculated in part a over the next 25 years? 2. To reach her goal of $420,000, Sittani needs to accumsiale 1 (Found to the nearest dolat.)