Sitxfin010 - prepare and monitor budgets - external factors like buyer notion, disposable income, currency quality, rivalry, competition - Explain (your methods (how) you can work out if the above is the reason why the budget is down? Explain your answers in detail as this is a diploma unit. The answer should explain how you would prove that the above (external factors like buyer notion, disposable income, currency quality, rivalry, competition) are the reason