Sophia had a term life insurance policy that named her friend Alice as her beneficiary. Sophia died, and after learning of Sophia's death, Alice filed the appropriate claim form to the insurance company. The insurance company informed Alice that it was refusing to pay the claim as it felt Sophia had misrepresented her health on her application. Given this scenario, which of the following statements is most correct? Select one: a. Alice cannot file a lawsuit because she has not suffered any damages b. Alice can file a law suit depending on the time frames dictated In her jurisdiction c. Alice can file a law suit against the insurance company at any time after receiving notification d. Alice has no recourse and the decision of the insurance company is incontestable

Sophia had a term life insurance policy that named her friend Alice as her beneficiary. Sophla died, and after learning of Sophia's death, Alice filed the appropriate claim form to the insurance company. The insurance company informed Alice that it was refusing to pay the claim as it felt Sophia had misrepresented her health on her application. Given this scenario, which of the following statements is most correct? Select one: a. Alice cannot file a lawsuit because she has not suffered any damages b. Alice can file a law suit depending on the time frames dictated in her jurisdiction c. Alice can file a law suit against the insurance company at any time after receiving notification d. Alice has no recourse and the decision of the insurance company is incontestable