South county fiberoptics projects that it will need $100 million in total assets to meet the sales projection of $130 million. The pro forma balance sheet shows accounts payable, $16 million, accrued expenses, $4 million, long-term debt, $20 million and equity, $65 million. If South County decides to meet discretionary financing needs with 5 year notes payable, how much will it need to borrow? A) $20 million B) $0, the firm has excess funds C) $10 million D) cannot be calculated without knowing the net profit margin