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Stan and Stella are married and own a home insured for $ 2 5 0 , 0 0 0 ( Coverage A limit ) under

Stan and Stella are married and own a home insured for $250,000(Coverage A limit) under an unendorsed HO-3 policy. The policy period is January 1st - Dec. 31st. The non-windstorm deductible is $1,000. The windstorm deductible is 2%.
Answer the following question based on the above policy information:
Stan and Stella's house is completely destroyed by a hurricane winds on September 1st during Hurricane Chucky. The replacement cost of the home at the time of loss is $250,000. How much will their insurance company pay them for their damages?

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