Step 2: Prepare the Amortization Table Months PMT Beg Bal Int Princ Repaid Bal Rem Year 1 $0.00 $ 30,000.00 $ 250.00 $ (250.00) $ 30,250.00 Year 1 2 $0.00 $ 30,250.00 $ 252.08 $ (252.08) $ 30,502.08 3 $0.00 $ 30,502.08 $ 254.18 $ (254.18) $ 30,756.27 4 $0.00 $ 30,756.27 $ 256.30 $ (256.30) $ 31,012.57 5 $0.00 $ 31,012.57 $ 258.44 $ (258.44) $ 31,271.01 6 $0.00 $ 31,271.01 $ 260.59 $ (260.59) $ 31,531.60 7 $0.00 $ 31,531.60 $ 262.76 $ (262.76) $ 31,794.36 8 $0.00 $ 31,794.36 $ 264.95 $ (264.95) $ 32,059.32 9 $0.00 $ 32,059.32 $ 267.16 $ (267.16) $ 32,326.48 10 $0.00 $ 32,326.48 $ 269.39 $ (269.39) $ 32,595.86 11 $0.00 $ 32,595.86 $ 271.63 $ (271.63) $ 32,867.50 12 $0.00 $ 32,867.50 $ 273.90 $ (273.90) $ 33,141.39 13 $0.00 $ 33,141.39 $ 276.18 $ (276.18) $ 33,417.57 Year 2 14 $0.00 $ 33,417.57 $ 278.48 $ (278.48) $ 33,696.05 15 $0.00 $ 33,696.05 $ 280.80 $ (280.80) $ 33,976.85 16 $0.00 $ 33,976.85 $ 283.14 $ (283.14) $ 34,259.99 17 $0.00 $ 34,259.99 $ 285.50 $ (285.50) $ 34,545.49 18 $0.00 $ 34,545.49 $ 287.88 $ (287.88) $ 34,833.37 19 $0.00 $ 34,833.37 $ 290.28 $ (290.28) $ 35,123.65 20 $0.00 $ 35,123.65 $ 292.70 $ (292.70) $ 35,416.35 21 $0.00 $ 35,416.35 $ 295.14 $ (295.14) $ 35,711.48 22 $0.00 $ 35,711.48 $ 297.60 $ (297.60) $ 36,009.08 23 $0.00 $ 36,009.08 $ 300.08 $ (300.08) $ 36,309.15 24 $0.00 $ 36,309.15 $ 302.58 $ (302.58) $ 36,611.73 25 $0.00 $ 36,611.73 $ 305.10 $ (305.10) $ 36,916.83 Year 3 26 $0.00 $ 36,916.83 $ 307.64 $ (307.64) $ 37,224.47 27 $0.00 $ 37,224.47 $ 310.20 $ (310.20) $ 37,534.67 28 $0.00 $ 37,534.67 $ 312.79 $ (312.79) $ 37,847.46 29 $0.00 $ 37,847.46 $ 315.40 $ (315.40) $ 38,162.86 30 $0.00 $ 38,162.86 $ 318.02 $ (318.02) $ 38,480.88 31 $0.00 $ 38,480.88 $ 320.67 $ (320.67) $ 38,801.55 32 $0.00 $ 38,801.55 $ 323.35 $ (323.35) $ 39,124.90 33 $0.00 $ 39,124.90 $ 326.04 $ (326.04) $ 39,450.94 34 $0.00 $ 39,450.94 $ 328.76 $ (328.76) $ 39,779.70 35 $0.00 $ 39,779.70 $ 331.50 $ (331.50) $ 40,111.20 36 $0.00 $ 40,111.20 $ 334.26 $ (334.26) $ 40,445.46 37 $0.00 $ 40,445.46 $ 337.05 $ (337.05) $ 40,782.50 Year 4 38 $0.00 $ 40,782.50 $ 339.85 $ (339.85) $ 41,122.35 39 $0.00 $ 41,122.35 $ 342.69 $ (342.69) $ 41,465.04 40 $0.00 $ 41,465.04 $ 345.54 $ (345.54) $ 41,810.58 41 $0.00 $ 41,810.58 $ 348.42 $ (348.42) $ 42,159.00 42 $0.00 $ 42,159.00 $ 351.33 $ (351.33) $ 42,510.33 43 $0.00 $ 42,510.33 $ 354.25 $ (354.25) $ 42,864.58 44 $0.00 $ 42,864.58 $ 357.20 $ (357.20) $ 43,221.79 45 $0.00 $ 43,221.79 $ 360.18 $ (360.18) $ 43,581.97 46 $0.00 $ 43,581.97 $ 363.18 $ (363.18) $ 43,945.15 47 $0.00 $ 43,945.15 $ 366.21 $ (366.21) $ 44,311.36 48 $0.00 $ 44,311.36 $ 369.26 $ (369.26) $ 44,680.62 49 $0.00 $ 44,680.62 $ 372.34 $ (372.34) $ 45,052.96 Year 5 50 $0.00 $ 45,052.96 $ 375.44 $ (375.44) $ 45,428.40 51 $0.00 $ 45,428.40 $ 378.57 $ (378.57) $ 45,806.97 52 $0.00 $ 45,806.97 $ 381.72 $ (381.72) $ 46,188.70 53 $0.00 $ 46,188.70 $ 384.91 $ (384.91) $ 46,573.60 54 $0.00 $ 46,573.60 $ 388.11 $ (388.11) $ 46,961.72 55 $0.00 $ 46,961.72 $ 391.35 $ (391.35) $ 47,353.06 56 $0.00 $ 47,353.06 $ 394.61 $ (394.61) $ 47,747.67 57 $0.00 $ 47,747.67 $ 397.90 $ (397.90) $ 48,145.57 58 $0.00 $ 48,145.57 $ 401.21 $ (401.21) $ 48,546.78 59 $0.00 $ 48,546.78 $ 404.56 $ (404.56) $ 48,951.34 60 $0.00 $ 48,951.34 $ 407.93 $ (407.93) $ 49,359.27 61 $0.00 $ 49,359.27 $ 411.33 $ (411.33) $ 49,770.60 Year 6 62 $0.00 $ 49,770.60 $ 414.75 $ (414.75) $ 50,185.35 63 $0.00 $ 50,185.35 $ 418.21 $ (418.21) $ 50,603.56 64 $0.00 $ 50,603.56 $ 421.70 $ (421.70) $ 51,025.26 65 $0.00 $ 51,025.26 $ 425.21 $ (425.21) $ 51,450.47 66 $0.00 $ 51,450.47 $ 428.75 $ (428.75) $ 51,879.22 67 $0.00 $ 51,879.22 $ 432.33 $ (432.33) $ 52,311.55 68 $0.00 $ 52,311.55 $ 435.93 $ (435.93) $ 52,747.48 69 $0.00 $ 52,747.48 $ 439.56 $ (439.56) $ 53,187.04 70 $0.00 $ 53,187.04 $ 443.23 $ (443.23) $ 53,630.27 71 $0.00 $ 53,630.27 $ 446.92 $ (446.92) $ 54,077.19 72 $0.00 $ 54,077.19 $ 450.64 $ (450.64) $ 54,527.83 73 $0.00 $ 54,527.83 $ 454.40 $ (454.40) $ 54,982.23 Year 7 74 $0.00 $ 54,982.23 $ 458.19 $ (458.19) $ 55,440.41 75 $0.00 $ 55,440.41 $ 462.00 $ (462.00) $ 55,902.42 76 $0.00 $ 55,902.42 $ 465.85 $ (465.85) $ 56,368.27 77 $0.00 $ 56,368.27 $ 469.74 $ (469.74) $ 56,838.00 78 $0.00 $ 56,838.00 $ 473.65 $ (473.65) $ 57,311.65 79 $0.00 $ 57,311.65 $ 477.60 $ (477.60) $ 57,789.25 80 $0.00 $ 57,789.25 $ 481.58 $ (481.58) $ 58,270.83 81 $0.00 $ 58,270.83 $ 485.59 $ (485.59) $ 58,756.42 82 $0.00 $ 58,756.42 $ 489.64 $ (489.64) $ 59,246.06 83 $0.00 $ 59,246.06 $ 493.72 $ (493.72) $ 59,739.77 84 $0.00 $ 59,739.77 $ 497.83 $ (497.83) $ 60,237.60 85 $0.00 $ 60,237.60 $ 501.98 $ (501.98) $ 60,739.58 Year 8 86 $0.00 $ 60,739.58 $ 506.16 $ (506.16) $ 61,245.75 87 $0.00 $ 61,245.75 $ 510.38 $ (510.38) $ 61,756.13 88 $0.00 $ 61,756.13 $ 514.63 $ (514.63) $ 62,270.76 89 $0.00 $ 62,270.76 $ 518.92 $ (518.92) $ 62,789.69 90 $0.00 $ 62,789.69 $ 523.25 $ (523.25) $ 63,312.93 91 $0.00 $ 63,312.93 $ 527.61 $ (527.61) $ 63,840.54 92 $0.00 $ 63,840.54 $ 532.00 $ (532.00) $ 64,372.55 93 $0.00 $ 64,372.55 $ 536.44 $ (536.44) $ 64,908.98 94 $0.00 $ 64,908.98 $ 540.91 $ (540.91) $ 65,449.89 95 $0.00 $ 65,449.89 $ 545.42 $ (545.42) $ 65,995.31 96 $0.00 $ 65,995.31 $ 549.96 $ (549.96) $ 66,545.27 97 $0.00 $ 66,545.27 $ 554.54 $ (554.54) $ 67,099.81 Year 9 98 $0.00 $ 67,099.81 $ 559.17 $ (559.17) $ 67,658.98 99 $0.00 $ 67,658.98 $ 563.82 $ (563.82) $ 68,222.80 100 $0.00 $ 68,222.80 $ 568.52 $ (568.52) $ 68,791.33 101 $0.00 $ 68,791.33 $ 573.26 $ (573.26) $ 69,364.59 102 $0.00 $ 69,364.59 $ 578.04 $ (578.04) $ 69,942.63 103 $0.00 $ 69,942.63 $ 582.86 $ (582.86) $ 70,525.48 104 $0.00 $ 70,525.48 $ 587.71 $ (587.71) $ 71,113.19 105 $0.00 $ 71,113.19 $ 592.61 $ (592.61) $ 71,705.80 106 $0.00 $ 71,705.80 $ 597.55 $ (597.55) $ 72,303.35 107 $0.00 $ 72,303.35 $ 602.53 $ (602.53) $ 72,905.88 108 $0.00 $ 72,905.88 $ 607.55 $ (607.55) $ 73,513.43 109 $0.00 $ 73,513.43 $ 612.61 $ (612.61) $ 74,126.04 Year 10 110 $0.00 $ 74,126.04 $ 617.72 $ (617.72) $ 74,743.76 111 $0.00 $ 74,743.76 $ 622.86 $ (622.86) $ 75,366.62 112 $0.00 $ 75,366.62 $ 628.06 $ (628.06) $ 75,994.68 113 $0.00 $ 75,994.68 $ 633.29 $ (633.29) $ 76,627.97 114 $0.00 $ 76,627.97 $ 638.57 $ (638.57) $ 77,266.53 115 $0.00 $ 77,266.53 $ 643.89 $ (643.89) $ 77,910.42 116 $0.00 $ 77,910.42 $ 649.25 $ (649.25) $ 78,559.67 117 $0.00 $ 78,559.67 $ 654.66 $ (654.66) $ 79,214.34 118 $0.00 $ 79,214.34 $ 660.12 $ (660.12) $ 79,874.46 119 $0.00 $ 79,874.46 $ 665.62 $ (665.62) $ 80,540.08 120 $0.00 $ 80,540.08 $ 671.17 $ (671.17) $ 81,211.24 121 $0.00 $ 81,211.24 $ 676.76 $ (676.76) $ 81,888.01 Year 11 122 $0.00 $ 81,888.01 $ 682.40 $ (682.40) $ 82,570.41 123 $0.00 $ 82,570.41 $ 688.09 $ (688.09) $ 83,258.49 124 $0.00 $ 83,258.49 $ 693.82 $ (693.82) $ 83,952.31 125 $0.00 $ 83,952.31 $ 699.60 $ (699.60) $ 84,651.92 126 $0.00 $ 84,651.92 $ 705.43 $ (705.43) $ 85,357.35 127 $0.00 $ 85,357.35 $ 711.31 $ (711.31) $ 86,068.66 128 $0.00 $ 86,068.66 $ 717.24 $ (717.24) $ 86,785.90 129 $0.00 $ 86,785.90 $ 723.22 $ (723.22) $ 87,509.11 130 $0.00 $ 87,509.11 $ 729.24 $ (729.24) $ 88,238.36 131 $0.00 $ 88,238.36 $ 735.32 $ (735.32) $ 88,973.68 132 $0.00 $ 88,973.68 $ 741.45 $ (741.45) $ 89,715.12 133 $0.00 $ 89,715.12 $ 747.63 $ (747.63) $ 90,462.75 Year 12 134 $0.00 $ 90,462.75 $ 753.86 $ (753.86) $ 91,216.61 135 $0.00 $ 91,216.61 $ 760.14 $ (760.14) $ 91,976.74 136 $0.00 $ 91,976.74 $ 766.47 $ (766.47) $ 92,743.22 137 $0.00 $ 92,743.22 $ 772.86 $ (772.86) $ 93,516.08 138 $0.00 $ 93,516.08 $ 779.30 $ (779.30) $ 94,295.38 139 $0.00 $ 94,295.38 $ 785.79 $ (785.79) $ 95,081.17 140 $0.00 $ 95,081.17 $ 792.34 $ (792.34) $ 95,873.52 141 $0.00 $ 95,873.52 $ 798.95 $ (798.95) $ 96,672.46 142 $0.00 $ 96,672.46 $ 805.60 $ (805.60) $ 97,478.07 143 $0.00 $ 97,478.07 $ 812.32 $ (812.32) $ 98,290.38 144 $0.00 $ 98,290.38 $ 819.09 $ (819.09) $ 99,109.47 145 $0.00 $ 99,109.47 $ 825.91 $ (825.91) $ 99,935.38 Year 13 146 $0.00 $ 99,935.38 $ 832.79 $ (832.79) $ 100,768.18 147 $0.00 $100,768.18 $ 839.73 $ (839.73) $ 101,607.91 148 $0.00 $101,607.91 $ 846.73 $ (846.73) $ 102,454.64 149 $0.00 $102,454.64 $ 853.79 $ (853.79) $ 103,308.43 150 $0.00 $103,308.43 $ 860.90 $ (860.90) $ 104,169.34 151 $0.00 $104,169.34 $ 868.08 $ (868.08) $ 105,037.41 152 $0.00 $105,037.41 $ 875.31 $ (875.31) $ 105,912.73 153 $0.00 $105,912.73 $ 882.61 $ (882.61) $ 106,795.33 154 $0.00 $106,795.33 $ 889.96 $ (889.96) $ 107,685.29 155 $0.00 $107,685.29 $ 897.38 $ (897.38) $ 108,582.67 156 $0.00 $108,582.67 $ 904.86 $ (904.86) $ 109,487.53 157 $0.00 $109,487.53 $ 912.40 $ (912.40) $ 110,399.92 Year 14 158 $0.00 $110,399.92 $ 920.00 $ (920.00) $ 111,319.92 159 $0.00 $111,319.92 $ 927.67 $ (927.67) $ 112,247.59 160 $0.00 $112,247.59 $ 935.40 $ (935.40) $ 113,182.98 161 $0.00 $113,182.98 $ 943.19 $ (943.19) $ 114,126.18 162 $0.00 $114,126.18 $ 951.05 $ (951.05) $ 115,077.23 163 $0.00 $115,077.23 $ 958.98 $ (958.98) $ 116,036.20 164 $0.00 $116,036.20 $ 966.97 $ (966.97) $ 117,003.17 165 $0.00 $117,003.17 $ 975.03 $ (975.03) $ 117,978.20 166 $0.00 $117,978.20 $ 983.15 $ (983.15) $ 118,961.35 167 $0.00 $118,961.35 $ 991.34 $ (991.34) $ 119,952.69 168 $0.00 $119,952.69 $ 999.61 $ (999.61) $ 120,952.30 169 $0.00 $120,952.30 $ 1,007.94 $ (1,007.94) $ 121,960.24 Year 15 170 $0.00 $121,960.24 $ 1,016.34 $ (1,016.34) $ 122,976.57 171 $0.00 $122,976.57 $ 1,024.80 $ (1,024.80) $ 124,001.38 172 $0.00 $124,001.38 $ 1,033.34 $ (1,033.34) $ 125,034.72 173 $0.00 $125,034.72 $ 1,041.96 $ (1,041.96) $ 126,076.68 174 $0.00 $126,076.68 $ 1,050.64 $ (1,050.64) $ 127,127.32 175 $0.00 $127,127.32 $ 1,059.39 $ (1,059.39) $ 128,186.71 176 $0.00 $128,186.71 $ 1,068.22 $ (1,068.22) $ 129,254.93 177 $0.00 $129,254.93 $ 1,077.12 $ (1,077.12) $ 130,332.06 178 $0.00 $130,332.06 $ 1,086.10 $ (1,086.10) $ 131,418.16 179 $0.00 $131,418.16 $ 1,095.15 $ (1,095.15) $ 132,513.31 180 $0.00 $132,513.31 $ 1,104.28 $ (1,104.28) $ 133,617.59 181 $0.00 $133,617.59 $ 1,113.48 $ (1,113.48) $ 134,731.07 Year 16 182 $0.00 $134,731.07 $ 1,122.76 $ (1,122.76) $ 135,853.83 183 $0.00 $135,853.83 $ 1,132.12 $ (1,132.12) $ 136,985.94 184 $0.00 $136,985.94 $ 1,141.55 $ (1,141.55) $ 138,127.49 185 $0.00 $138,127.49 $ 1,151.06 $ (1,151.06) $ 139,278.55 186 $0.00 $139,278.55 $ 1,160.65 $ (1,160.65) $ 140,439.21 187 $0.00 $140,439.21 $ 1,170.33 $ (1,170.33) $ 141,609.53 188 $0.00 $141,609.53 $ 1,180.08 $ (1,180.08) $ 142,789.61 189 $0.00 $142,789.61 $ 1,189.91 $ (1,189.91) $ 143,979.53 190 $0.00 $143,979.53 $ 1,199.83 $ (1,199.83) $ 145,179.36 191 $0.00 $145,179.36 $ 1,209.83 $ (1,209.83) $ 146,389.18 192 $0.00 $146,389.18 $ 1,219.91 $ (1,219.91) $ 147,609.09 193 $0.00 $147,609.09 $ 1,230.08 $ (1,230.08) $ 148,839.17 Year 17 194 $0.00 $148,839.17 $ 1,240.33 $ (1,240.33) $ 150,079.50 195 $0.00 $150,079.50 $ 1,250.66 $ (1,250.66) $ 151,330.16 196 $0.00 $151,330.16 $ 1,261.08 $ (1,261.08) $ 152,591.24 197 $0.00 $152,591.24 $ 1,271.59 $ (1,271.59) $ 153,862.84 198 $0.00 $153,862.84 $ 1,282.19 $ (1,282.19) $ 155,145.03 199 $0.00 $155,145.03 $ 1,292.88 $ (1,292.88) $ 156,437.90 200 $0.00 $156,437.90 $ 1,303.65 $ (1,303.65) $ 157,741.55 201 $0.00 $157,741.55 $ 1,314.51 $ (1,314.51) $ 159,056.06 202 $0.00 $159,056.06 $ 1,325.47 $ (1,325.47) $ 160,381.53 203 $0.00 $160,381.53 $ 1,336.51 $ (1,336.51) $ 161,718.04 204 $0.00 $161,718.04 $ 1,347.65 $ (1,347.65) $ 163,065.69 205 $0.00 $163,065.69 $ 1,358.88 $ (1,358.88) $ 164,424.58 Year 18 206 $0.00 $164,424.58 $ 1,370.20 $ (1,370.20) $ 165,794.78 207 $0.00 $165,794.78 $ 1,381.62 $ (1,381.62) $ 167,176.40 208 $0.00 $167,176.40 $ 1,393.14 $ (1,393.14) $ 168,569.54 209 $0.00 $168,569.54 $ 1,404.75 $ (1,404.75) $ 169,974.29 210 $0.00 $169,974.29 $ 1,416.45 $ (1,416.45) $ 171,390.74 211 $0.00 $171,390.74 $ 1,428.26 $ (1,428.26) $ 172,819.00 212 $0.00 $172,819.00 $ 1,440.16 $ (1,440.16) $ 174,259.15 213 $0.00 $174,259.15 $ 1,452.16 $ (1,452.16) $ 175,711.31 214 $0.00 $175,711.31 $ 1,464.26 $ (1,464.26) $ 177,175.57 215 $0.00 $177,175.57 $ 1,476.46 $ (1,476.46) $ 178,652.04 216 $0.00 $178,652.04 $ 1,488.77 $ (1,488.77) $ 180,140.80 217 $0.00 $180,140.80 $ 1,501.17 $ (1,501.17) $ 181,641.98 Year 19 218 $0.00 $181,641.98 $ 1,513.68 $ (1,513.68) $ 183,155.66 219 $0.00 $183,155.66 $ 1,526.30 $ (1,526.30) $ 184,681.96 220 $0.00 $184,681.96 $ 1,539.02 $ (1,539.02) $ 186,220.97 221 $0.00 $186,220.97 $ 1,551.84 $ (1,551.84) $ 187,772.82 222 $0.00 $187,772.82 $ 1,564.77 $ (1,564.77) $ 189,337.59 223 $0.00 $189,337.59 $ 1,577.81 $ (1,577.81) $ 190,915.40 224 $0.00 $190,915.40 $ 1,590.96 $ (1,590.96) $ 192,506.36 225 $0.00 $192,506.36 $ 1,604.22 $ (1,604.22) $ 194,110.58 226 $0.00 $194,110.58 $ 1,617.59 $ (1,617.59) $ 195,728.17 227 $0.00 $195,728.17 $ 1,631.07 $ (1,631.07) $ 197,359.24 228 $0.00 $197,359.24 $ 1,644.66 $ (1,644.66) $ 199,003.90 229 $0.00 $199,003.90 $ 1,658.37 $ (1,658.37) $ 200,662.27 Year 20 230 $0.00 $200,662.27 $ 1,672.19 $ (1,672.19) $ 202,334.45 231 $0.00 $202,334.45 $ 1,686.12 $ (1,686.12) $ 204,020.57 232 $0.00 $204,020.57 $ 1,700.17 $ (1,700.17) $ 205,720.74 233 $0.00 $205,720.74 $ 1,714.34 $ (1,714.34) $ 207,435.08 234 $0.00 $207,435.08 $ 1,728.63 $ (1,728.63) $ 209,163.71 235 $0.00 $209,163.71 $ 1,743.03 $ (1,743.03) $ 210,906.74 236 $0.00 $210,906.74 $ 1,757.56 $ (1,757.56) $ 212,664.30 237 $0.00 $212,664.30 $ 1,772.20 $ (1,772.20) $ 214,436.50 238 $0.00 $214,436.50 $ 1,786.97 $ (1,786.97) $ 216,223.47 239 $0.00 $216,223.47 $ 1,801.86 $ (1,801.86) $ 218,025.33 240 $0.00 $218,025.33 $ 1,816.88 $ (1,816.88) $ 219,842.21 Total $0.00 $189,842.21 ($189,842.21)

(1) Int paid in f$6,611.73 (2) Bal rem at \& \$49,359.27 (3) Princ repaic \$ (4,678.65) Stan 2. Dranarathe mnrtizatinn Tahla (1) Int paid in f$6,611.73 (2) Bal rem at \& \$49,359.27 (3) Princ repaic \$ (4,678.65) Stan 2. Dranarathe mnrtizatinn Tahla