Suppose a lender offers a low interest rate to a firm because some proposed project has a high probability of success. Which of the following statements is true?

a$.$ The lender does not care how the funds are allocated.

b$.$ The firm will want to allocate the funds to a riskier project.

c$.$ The firm will want to allocate the funds to a less risky project.

d$.$ The firm does not care how the funds are allocated.