1. Suppose Congress decides to pass a stimulus package in response to the rapid spread of the Omicron Variant, one feature of which is an income tax holiday. There will be no income taxes of any kind---neither federal nor state nor local---for this year and the next year. Income taxes will return to their normal level two years from now. Suppose you are 30, planning on retiring at age 65, and had been trying to decide whether to contribute to a Traditional IRA or a Roth IRA before the stimulus package was announced. You had decided that the decision was a toss-up before the stimulus package was announced. Assuming that the stimulus package is signed into law, and that nothing else that had influenced your previous assessment changes, to which type of IRA should you contribute in the years of the tax holiday? Explain briefly.