suppose everyone wants to accumulate $$45,000$ for college fund over the next $15$ years determine whether the following investment plans will allow the person to reach the goal assume the compounding and payment periods are the same. The person deposits $$95$ per month into an account with an APR of $8\%.$ Will the college fund be more than the goal of $45,000$ or will it be less than the goal of $45,000?$ What will the college fund raised be$?$