Suppose that the borrowing rate that your client faces is 12%. Assume that the S&P 500 index has an expected return of 15% and standard deviation of 36%, that re = 3%. What is the range of risk aversion for which a client will neither borrow nor lend, that is, for which y= 1? (Do not round intermediate calculations. Round your answers to 2 decimal places.) y = 1 for E y = 1 for sas SAS