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Suppose that the effective semi-annual borrowing rate is 4.5% and investment rate is 5.5%. Can you make a risk-free money in this case? Your answer

Suppose that the effective semi-annual borrowing rate is 4.5% and investment rate is 5.5%. Can you make a risk-free money in this case? Your answer should be yes or no. If yes, how do you think this is possible? If no, why not?

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