Suppose that you are making monthly payments on your home mortgage (5% Annual Percentage Rate or APR), car loan (7% APR), home improvement loan (10% APR), and charge card accounts (18% APR). Immediately after getting a $100 monthly raise, a mutual fund broker tries to sell you some investment funds with a guaranteed return of 10% per year. Assuming that the balance on all payment accounts is over $1200 each, and that your only other investment alternative is a savings account at a 2% annual interest rate, what is the most cost-effective way of using your raise? Explain your decision (even though you may feel that it's intuitively obvious) and show the financial analysis for each payment alternative and each investment alternative to support that conclusion. Suppose that you are making monthly payments on your home mortgage (5% Annual Percentage Rate or APR), car loan (7% APR), home improvement loan (10% APR), and charge card accounts (18% APR). Immediately after getting a $100 monthly raise, a mutual fund broker tries to sell you some investment funds with a guaranteed return of 10% per year. Assuming that the balance on all payment accounts is over $1200 each, and that your only other investment alternative is a savings account at a 2% annual interest rate, what is the most cost-effective way of using your raise? Explain your decision (even though you may feel that it's intuitively obvious) and show the financial analysis for each payment alternative and each investment alternative to support that conclusion