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Suppose the beginning balance of a mortgage in a specific month is $30,000. SMM of prepayment in that month is 0.003. The scheduled principal payment

Suppose the beginning balance of a mortgage in a specific month is $30,000. SMM of prepayment in that month is 0.003. The scheduled principal payment in that month is $841. What is the ending balance of the mortgage?

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$29,071.52

$87.48

$928.47

$95.71

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