Suppose the call money rate is $4\mathrm{.}5$ percent, and you pay a spread of $2\mathrm{.}5$ percent over that. You buy $1,000$ shares of stock at $$63$ per share. You put up $$44,100.$ One year later, the stock is selling for $$75$ per share and you close out your position. What is your return assuming a dividend of $$0\mathrm{.}91$ per share is paid?

Note: Do not round intermediate calculations. Enter your answer as a percent rounded to $2$ decimal places.

Rate of return

$\%$