Suppose the call money rate is $6\mathrm{.}8$ percent, and you pay a spread of $1\mathrm{.}9$ percent over that. You buy $700$ shares at $$61$ per share with an initial margin of $65$ percent. One year later, the stock is selling for $$66$ per share and you close out your position. What is your return assuming no dividends are paid? Rate of Return$=?$