Suppose the returns on a particular asset are normally distributed. Also suppose the asset had an average return of 10.6% and a standard deviation of 21.4%. Use the NORMDIST function in Excel to determine the probability that in any given year you will lose money by investing in this asset. (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.):

Probability% ?????