Suppose the returns on large-company stocks are normally distributed. Also suppose large-company stocks had an average return of 12.0% and a standard deviation of 19.9%. Use the NORMDIST function in Excel to answer the following question: Determine the probability that in any given year you will lose money by investing in large-company common stock.. (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)