Suppose the term structure of risk-free interest rates is as shown below: Term 1 yr 2 yr 3 yr 5 yr 7 yr 10 yr 20 yr Rate (EAR %) 1.99 2.43 2.76 3.31 3.77 4.13 4.93 What is the present value of an investment that pays $90 at the end of each of years 2, and 3? If you wanted to value this investment correctly using the annuity formula, what discount rate should you use