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Suppose you are a loan officer at Carbondale Local Bank. Joan Doe listed the following information on her mortgage application: Annual gross income: $81,000. TDS:

Suppose you are a loan officer at Carbondale Local Bank. Joan Doe listed the following information on her mortgage application: Annual gross income: $81,000. TDS: 27%. Relations with FI: savings account. Major credit cards: 2. Age: 70. Residence: own outright. Length of residence: 3 years. Job stability: 8 years. Credit History: met all payments. Use the information below to calculate Joan Doe's credit score.

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