Suppose you are excited that the 100" 4K Samsung TV is selling for $3,500 at By Buy. The Sells person is really encouraging you to buy it since the monthly payment will only come out to be $180 per month for a 48 month payment plan, with your good credit. If you take the bait then what APR will By Buy charge your for the TV if you buy it on a monthly payment plan? (Round your answer to 2 decimal points) (Show your work for full credit. If you are using Fin. calculator then list the variables and their corresponding values you use to get to your answer.)