Suppose you are hired as the data analyst for a commercial bank. Write a short report to your reporting manager, evaluating the possibility of applying AI and machine learning techniques in the bank. As a hint, you may wish to discuss (but not limited to) the following aspects in the report: Identify at least two concrete examples/areas where the machine learning model you have learnt can be applicable/useful in your company. To help your reporting manager better understand your arguments, you may need to cover some of the following points: Define the machine learning problem you wish to solve in a clear and concise manner. Indicate the name of machine learning model which can be used to solve the proposed problem. Indicate the type of data you need to solve the proposed problem. Discuss the potential business values (e.g. better efficiency, higher profit, etc.) added to the bank. Identify and discuss if there are any potential risk or challenge. Feel free to include any other points which you think is relevant to help your manager better appraise the business strategy of implementing AI and machine learning projects in your company. There is no unique format for your report. You may wish to make any reasonable assumptions if needed. If you are referring to external references, please indicate the source of citations clearly. Your writing will be evaluated based on various dimensions including the clarity, business relevance, rigorousness, creativity, grammar, etc. (Word limit: 500 words)