Suppose you are the proud owner of a Private Bank platinum credit card which has all sort of wonderful benefits. However, you notice that the annual interest on outstanding balance is $15,75\%.$ What is the effective annual rate for this card if it is compounded

$1\mathrm{.}3\mathrm{.}1$ monthly

$1\mathrm{.}3\mathrm{.}2$ daily

$1\mathrm{.}3\mathrm{.}3$ continuously

$1\mathrm{.}3\mathrm{.}4$ what is the final balance after $3$ years for each case if the starting amount was R$50000$