Suppose you buy a round lot of francesca industries stock ( 100 shares) on 60 percent margin when the stock is selling at $30 a share. The broker charges a 14 . percent annual interest rate, and commissions are 3 percent of the stock value on the purchase and sale. A year later you recelve a $0.30 per share dividend and seil the stock for $42 a share. What is your rate of return on Francesca Industries? Do not round intermediate calculations. Round your answer to two decimal places