Suppose you deposit amounts of $$3,000$ now, $$7,000$ at the end of year $1,$ and $$10,000$ at the end of year $2$ into your savings account. The interest rate is $4\%$ now and increases to $10\%$ in the next year. How much will you have at the end of $2$ years?

Enter your response below rounded to $2$ decimal places.