Suppose you plan to buy a new house. The cost of the property is $350,000, and you need to take out a 30-year mortgage with monthly end-of-month payments. The lender requires a 20% down payment. The annual interest rate on your mortgage is 4.25%. Create an amortization schedule and answer the following question.

At the end of the 2nd year, you would still owe $ ______ after you have made the monthly payment. Round the result to the nearest integer