Suppose you recently bought a house for R1 650 000 and secured a home loan from the bank, with an interest rate of 9% per annum (compounded monthly) for a 20-year (240-month) term. You are obligated to make equal monthly payments, and your first payment is due in one months time. However, after reviewing the banks repayment calculation, you realize that you can afford to pay R1 000 more each month. How many months less it will tale to repay the home loan if you consistently make an additional monthly payment of R1000.