Suppose you take out a $10,000 loan at a 6% APR compounded quarterly. The terms of the loan require you to make equal end-of-quarter payments each quarter for 4 years, and then an additional final payment of $5,000 four years from today. Now assume that you paid off the $10,000 in four, equal, annual payments, with the first payment one year from today and the last payment four years from today. How much would the payment be? (Assume the interest rate 6% APR commanded quarterly.) Show formulas and work please