Suppose you want to create a "Retirement Vacation fund" for you and your spouse and plan to deposit $285 in a bank account at the beginning of each month for the next 12 years. If the account paid 13% interest per year, how much will be in the account at the end of the 12 th year? (Work out the problem on a separate sheet of paper before entering the answer.) (Round up your answer to two decimal point)