Suppose your parents deposit $9,000 into an account at the end of each year for 13 years. The account earns an annual interest rate of 2.0%. After the final deposit, they move the accumulated savings to a brokerage account and invest in the stock market, where they earn an average annual return of 6.2% for the following 22 years. How much will they have in the account at the end?

a. $131,280

b. $404,155

c. $137,311

d. $296,336

e. $302,138

f. $279,603

g. $496,270

h. $249,511