Suyi invests 1000 at the end of each year for 20 years into Fund A. Fund A earns an annual effective interest rate of 3.75%. At the end of each year, the interest is removed from Fund A and invested in Fund B. Fund B earns an annual effective interest rate of 7.25%.

What is the total amount that Suyi will have at the end of 20 years?

(Round your answer to the nearest 2 decimal places.)