$\backslash$table$[[1,$Retirement Years,Income Growth,Savings Rate,ROR,$],[2,25,0\mathrm{.}07,0\mathrm{.}15,0\mathrm{.}06,],[\frac{?}{\text{b}\text{a}\text{r}}(3),$Age,Income,Savings,Cumulative Savings,Consumption$],[\frac{?}{\text{b}\text{a}\text{r}}(4),30,50,000,7,500,7,500,42,500],[5,31,53,500,8,025,15,975,45,475],[9,35,70,128,10,519,61,658,59,608],[19,45,137,952,20,693,308,859,117,259],[29,55,271,372,40,706,943,477,230,666],[39,65,533,829,80,074,2,457,518,453,755],[40,$Total,$7,445,673,1,116,851,$Retirement Annuity,$192,244]]$

$\backslash$table$[[,\frac{?}{\text{b}\text{a}\text{r}}(A),\frac{?}{\text{b}\text{a}\text{r}}(B),\frac{?}{\text{b}\text{a}\text{r}}(C),\frac{?}{\text{b}\text{a}\text{r}}(D),E$ With no taxes or inflation $($Spreadsheet $21\mathrm{.}1),$ what would be your retirement annuity if you change the savings rate by $-2\%?($Do not round intermediate calculations and round your final answer to the nearest whole dollar.$)$