Tamitha has a debt safety ratio of 40% and is occasionally late in making car loan payments. What are the implications when she applies for a new credit card ?

Group of answer choices

A. There is no impact.

B. She will receive a higher interest rate on her credit card for unpaid balances.

C. She will only qualify for credit cards with annual fees.

D. The length of the grace period is the most important factor for Tamitha to consider.

E. b and d