TD Bank pays an annual dividend of \\( \\$ 2.12 \\) at the rate of \\( \\$ 0.53 \\) quarterly. The stock is trading at \\( \\$ 63.21 \\). What is the effective annual yield? 0.84 percent 3.60 percent 3.25 percent 3.35 percent Question 5 ( 1 point) Saved Jane and Vitorio are both professionals earning roughly \\( \\$ 140000 \\) each annually. If one of them died and their debts were gone, the survivor could easily live on their own income. They have a combined net worth of \\( \\$ 950000 \\). They have debts in the amount of a \\( \\$ 250000 \\) mortgage and car loans of \\( \\$ 85000 \\). In addition, they pay off their credit cards each month, usually around \\( \\$ 21000 \\). If anything should happen to either one of them, they want to leave their family debt-free. How much life insurance should they consider? They should each have a policy for \\( \\$ 475000 \\). They should each have a policy for \\( \\$ 335000 \\). None because their net worth is \\( \\$ 950000 \\). They should each have a policy for \\( \\$ 356000 \\)