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Suppose you will need $12,000 in 3 2 points years. How much must you invest per month in order to have $12,000 if money earns an annual rate 6% compounded monthly? * O Future Value annuity O Present Value annuity Suppose you will need $12,000 in 3 2 points years. How much must you invest per month in order to have $12,000 if money earns an annual rate 6% compounded monthly? O $305.06 $505.06 O $705.06 O $1005.06