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The 5 Cs of credit stands for _ _ _ _ _ _ _ _ _ _ _ _ . Character, competency, conditions, common sense,

The 5 Cs of credit stands for ____________.
Character, competency, conditions, common sense, collateral
Character, capacity, competency, capital, collateral
Capital, character, competency, collateral, common sense
Conditions, capital, collateral, character, capacity

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