The $52.0 million lottery payment that you have just won actually pays $2.6 million per year for 20 years. The interest rate is 8%. a. If the first payment comes in 1 year, what is the present value of the winnings? Note: Do not round intermediate calculations. Enter your answer in millions of dollars rounded to 2 decimal places. Answer is complete but not entirely correct. b. What is the present value if the first payment comes immediately? Note: Do not round intermediate calculations. Enter your answer in millions of dollars rounded to 2 decimal places