The balance sheet of Bank A on December 31, 2023 is as follows (Unit: Million VND): ASSET Amount LIABILITY & EQUITY Amount Cash 1.056 Deposits from enterprises 6.487 Deposit at the central bank 2.253 Savings 14.799 Deposit at other banks 440 Certificates of deposit 10.598 Loans for customers 23.303 Loans to other banks 133 Securities 7.612 Equity 2.846 Other assets 199 Total 34.863 Total 34.863 Required: Analyze the profit/loss implications of the interest rate risk when interest rates are expected to decrease by 0,6%. Given: Short-term securities comprise 40% of the total portfolio. 40% of loans for customers will mature in the short term. 60% of deposits from enterprises are short-term. 40% of savings are short-term. 50% of deposits at other banks are short-term. 40% of certificates of deposit are short-term. Deposits at the central bank are not sensitive to interest rates