The bank gives Mashail a loan that will run for 12 years. She has been quoted a bank rate of 6.8% APR (compounded monthly). The mortgage is for $100,000 to be paid with equal monthly payments so that she will owe nothing at the end of those payments. How much will Mashail still owe the bank (in other words, how high is the loan principal) after one year of payments? Enter the value as a number to the nearest dollar (no dollar sign or commas)