The BBC Company has a $200,000 liability it must pay 5 years from today. The company is opening a savings account so that the entire amount will be available when this debt needs to be paid. The plan is to make an initial deposit today and then deposit an additional $2,000 per month for the next 5 years, starting from today. The account pays a 3.6% rate of return. How much does the BBC Company need to deposit today?