The Bruin Stock Fund sells Class A shares that have a front-end load of 5.6 percent, a 12b1 fee of .26 percent, and other fees of .82 percent. There are also Class B shares with a 5 percent CDSC that declines 1 percent per year, a 12b1 fee of 1.15 percent, and other fees of 82 percent. Assume the portfolio return is 13 percent per year. a. What is the value of $1 invested in each share class if your investment horizon is 3 years? (Do not round intermediate calculations. Round your answers to 2 decimal places.) b. What if your investment horizon is 20 years? (Do not round intermediate calculations. Round your answers to 2 decimal places.)