The curriculum of the unit Fundamentals of Bank Management is focused on the financial institution environment, the financial statements of banks and measuring their overall performance. An understanding of the different risk areas that banks are exposed to and the application of different financial models and methodology to manage these risks are regarded as important learning outcomes. Within this context, it is a well-known fact that the financial institutions like banks have to manage their balance sheets and income statements to generate a return on assets and return on equity similar to any other type of business. The exception is that banks act as financial intermediaries and therefore they differ from other businesses in terms of asset and liability structures, income generation and cost of capital. Complete the following steps to demonstrate your understanding of the balance sheets of banks. 3 banks are required ( commonwelath, ANZ &NAB)

Step 1: Compile a table with data from at least three different banks containing the following data, and use the data for explanatory purposes in your answer to

Asset	Name of bank 1		Name of Bank 2		Name of Bank 3		Average
	Amount	%	Amount	%	Amount	%	Amount	%
Cash
Interbank loans
Trade securities
Investment securities
Loans
Other assets
Total assets