The DIF reserve ratio is currently 1.30 percent. Calculate the initial deposit insurance assessment for each institution.

Two depository institutions have composite CAMELS ratings of 1 or 2 and are well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme Further, the institutions have the following financial ratios and CAMELS ratings Institution A 8.25 2.15 0.25 0.54 84.56 5.66 Institution B Tier 1 leverage ratio (%) Net income before taxes/risk-weighted assets (%) Nonperforming loans and leases/gross assets (%) Other real estate owned /gross assets (%) Core deposits/total assets (%) One-year asset growth 7.58 1.85 0.55 0.75 79.68 7.75 0.00 11.35 0.45 16.50 0.00 0.00 0.50 0.00 38.85 0.00 4.55 7.40 0.00 15.66 1.05 16.80 0.60 0.00 1.25 0.00 40.15 2.80 0.00 0.00 Construction&development Commercial & industrial Other consumer Loans to foreign government Real estate loans residual Multifamily residentieal Nonfarm nonresidential 1-4 family residential Loans to depository banks Agricultural real estate Agricultura 2 2 2 2 Two depository institutions have composite CAMELS ratings of 1 or 2 and are well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme Further, the institutions have the following financial ratios and CAMELS ratings Institution A 8.25 2.15 0.25 0.54 84.56 5.66 Institution B Tier 1 leverage ratio (%) Net income before taxes/risk-weighted assets (%) Nonperforming loans and leases/gross assets (%) Other real estate owned /gross assets (%) Core deposits/total assets (%) One-year asset growth 7.58 1.85 0.55 0.75 79.68 7.75 0.00 11.35 0.45 16.50 0.00 0.00 0.50 0.00 38.85 0.00 4.55 7.40 0.00 15.66 1.05 16.80 0.60 0.00 1.25 0.00 40.15 2.80 0.00 0.00 Construction&development Commercial & industrial Other consumer Loans to foreign government Real estate loans residual Multifamily residentieal Nonfarm nonresidential 1-4 family residential Loans to depository banks Agricultural real estate Agricultura 2 2 2 2